Independent agency
We work for you, not for one insurance company.
Fleet truck insurance
Fleet truck insurance for multiple units and drivers
When you add units, drivers or cargo, the insurance questions change. Send us the schedule and we will review the fleet before the next truck goes on the road.
- Clear coverage options
- Multiple trucking markets
- A real person reviews it
Independent agency based in Twinsburg, Ohio. We shop multiple trucking markets.
Ready for quotes?
Tell us what you run. We will review it and explain the options.
330-486-8404
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Independent Agency · Trucking Markets · Real Quotes
Companies we shop for you
Progressive
National General
GEICO
LEEO
Forge
DieselInsure
CoverWhale
We are an independent agency with access to multiple standard carriers, trucking specialty markets, and E&S (excess and surplus) markets. Availability and eligibility vary by coverage, location, and insurer. Carrier names identify companies Kaufman Insurance Group may access as an independent agency and do not imply endorsement.
E&S markets are excess and surplus lines carriers. They cover trucking risk that standard carriers turn down, like new authorities, high-risk commodities, or drivers with a rough record.
A clear next step
How trucking coverage starts.
- 1
Tell us about your operation
Your truck, what you haul and where it is garaged.
- 2
We shop the carriers
We take your account to the standard carriers, trucking specialty markets, and E&S markets we write with and compare the options.
- 3
You get covered
We walk you through the options and issue your documents.
Why work with an independent agency
What you get from an independent agency
Multiple carriers shopped
We take your account to the multiple standard carriers, trucking specialty markets, and E&S markets we write with, and compare the options for your specific situation.
One agency for everything
Trucking coverage, certificates, and your personal auto and home policies all in one place, with one person you can call.
Rate factors
What goes into your trucking insurance rate
Carriers look at the operation, not just the truck. These details give them the risk picture they need.
- What you haul and how far you run
- Your radius and operating area
- Years of CDL experience and driving record
- The value and age of the truck
- Your gross vehicle weight
- Whether you have your own authority or run under someone else's
- Your loss history
Every carrier rates these differently, which is why the same truck can come back at two different prices. We won't know what yours costs until we get you a quote. Often it isn't as expensive as we think it will be.
Choose your starting point
Two ways to start your coverage
Compare quotes online
Share your operation details and let an agent review the trucking markets that fit.
Get QuotesTalk to an agent
Call with the truck and cargo details. A real person answers, not a phone menu.
330-486-8404A real person answers, not a phone menu.
A commercial auto program for your fleet
Fleet insurance for small trucking companies is more than adding several trucks to a policy. Your insurance program should reflect the number of units, driver roster, operating radius, cargo, states crossed and contracts you accept. A current schedule gives the underwriter the information needed when you add a truck or change a driver.
Common pieces include primary commercial auto liability, motor truck cargo, physical damage for tractors and trailers, general liability and endorsements that fit your operation. Trailer interchange, hired and non-owned auto, non-trucking liability or bobtail insurance may be relevant in specific arrangements. A certificate of insurance can document the limits your brokers and shippers require.
Review the business around the fleet
Federal DOT insurance requirements depend on the type of carrier, cargo and whether you operate interstate. Many for-hire property carriers need at least $750,000 of public liability, while contracts frequently require higher limits. Passenger, hazmat and specialized operations can have different requirements. We identify the filing and certificate details to discuss with the carrier instead of applying one limit to every operation.
What determines your fleet premium?
Fleet insurance cost is shaped by unit count and value, driver age and experience, driving records, loss history, radius, annual mileage, garaging location, cargo and deductibles. Safety programs, maintenance records and accurate driver and vehicle information give the underwriter more information to review. A lower initial premium may not work if a limit, exclusion or deductible does not fit the contract.
For trucking companies, Kaufman Insurance Group is based in Twinsburg and shops multiple carriers. We review owner-operators adding units, established small fleets and businesses combining tractors with box trucks or specialized vehicles. Carrier appetite and eligibility vary by state, vehicle, unit count and cargo.
When to review the fleet
Review coverage before adding a truck, changing cargo, expanding beyond your current radius, hiring a driver or signing a new shipper contract. A current schedule and loss history give your agent the information needed to request a commercial trucking insurance quote.
Related trucking coverage
Commercial Truck Insurance
Review the liability program behind a fleet policy.
Read the coverage page →Motor Truck Cargo
Match cargo limits and commodities to your contracts.
Read the coverage page →Certificates of Insurance
Coordinate proof of limits for brokers and shippers.
Read the coverage page →Contact Kaufman Insurance Group
Send the operation details or call 330-486-8404 to start a coverage review.
Read the coverage page →Questions you may have
Trucking insurance FAQs
What is fleet insurance for a small trucking company?
Fleet insurance brings two or more commercial vehicles and their drivers under one coordinated commercial auto program. We review the units, drivers and how you operate, then explain what can be handled together and what still needs separate attention.
Can a small fleet insure tractors, trailers and box trucks together?
Often, yes, but the trucking markets will evaluate vehicle classes, drivers, operating radius, cargo and loss history. We give them the actual details because tractors, trailers, box trucks and specialized units may need different coverage.
How is a fleet insurance premium calculated?
We won't know what it costs until we get a quote. Vehicle count and value, driver experience, radius, commodities, territory, mileage, claims history, deductibles and safety practices can all affect the price, and we explain which factors are driving the result.
When should I add a new truck to the policy?
Review coverage before the unit goes into service. Share the vehicle details, value, driver and intended use so we can ask how it should be scheduled before you put it on the road.
What information should I have ready for a quote?
Have your truck and trailer details, driver experience and records, cargo, operating radius, authority status, current limits and loss history ready. A broker, shipper or lender requirement can also affect the quote, so send that along too.
Can an independent agency compare this coverage?
Yes. We take your account to the trucking markets we write with and explain the differences in limits, deductibles, exclusions and eligibility. You get to see what fits your specific situation.
Tell us what you run. We will handle the rest.
Call 330-486-8404No obligation. We don't sell your information. Call 330-486-8404 and we will walk you through it.